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In times of uncertainty, your next step is the most important

Updated: Dec 7, 2020

The last major societal crisis is etched in my memory; I entered the world of financial advice in February 2008. The ‘St Patrick’s Day Massacre‘ where shares Anglo Irish Bank tanked, was just weeks later. In September 2008, Lehman Brothers filed for Chapter 11 bankruptcy.

The rest is history.

I distinctly remember the panic that ensued in the weeks and months that followed. Panic led people – like you – to make easy-to-avoid mistakes that they haven’t recovered from in a decade.

My message to you this week is very simple:

Do not make any long term financial decisions in the eye of the storm.

We have no idea where this crisis is going to take us. We have no idea where the bottom is, and until we reach the bottom, you should not make decisions when things are still moving rapidly.

Most importantly, DO NOT cash in your pension funds or investments at this point unless you have received advice from a credible financial planner. You will certainly crystallize a loss, from which you will not recover.


I feel so strongly about this that I am offering 30 minutes of my time free to any friend or family member of yours who may be gripped by that panic and concern. I have been in business since 2010. It’s time I gave back at this point.

Please, let’s avoid making the same mistakes twice in a dozen years.

Keep safe.

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